Overview of LIC Bima Sakhi Yojana 2025
The LIC Bima Sakhi Yojana 2025 is a government-backed scheme launched by Prime Minister Narendra Modi on 9 December 2024. Implemented by the Life Insurance Corporation (LIC), this scheme aims to empower women—especially from rural areas—by training them to become insurance agents known as Bima Sakhis.
Under this scheme, women are provided with a monthly stipend for three years during which they receive training on insurance products, financial literacy, and community engagement. After the training period, they can work as LIC insurance agents, with flexible working hours and commission-based income.
LIC Bima Sakhi Yojana Highlights
| Feature | Details |
|---|---|
| Scheme Name | LIC Bima Sakhi Yojana |
| Launched By | PM Narendra Modi |
| Launch Date | 9 December 2024 |
| Implementing Body | Life Insurance Corporation of India (LIC) |
| Total Target | 1,00,000 Women |
| Duration | 3 Years |
| Type | Government-backed Livelihood Scheme |
| Beneficiaries | Women aged 18–70, preferably from rural areas |
| Stipend Duration | Monthly stipend for 3 years |
| Mode of Application | Online Only |
| Official Website | licindia.in |
LIC Bima Sakhi Yojana Objective
The main goals of the LIC Bima Sakhi Yojana are:
- Empowering women through self-employment opportunities.
- Increasing insurance penetration in rural areas.
- Enhancing financial literacy and inclusion.
- Creating future LIC development officers and agents.
Eligibility Criteria
To be eligible for the LIC Bima Sakhi Yojana, applicants must:
- Be a woman aged between 18 and 70 years.
- Have passed at least 10th standard (SSLC/Matric).
- Preferably reside in rural areas.
- Not be an existing LIC agent or ex-LIC employee.
- Not be related to any current LIC employee or agent (spouse, parent, child, in-law, sibling).
- Not have retired from LIC in any capacity.
Stipend Details
Enrolled women will receive the following monthly stipend under the LIC Bima Sakhi Yojana:
| Year | Monthly Stipend | Conditions |
|---|---|---|
| 1st | ₹7,000 | On successful enrollment |
| 2nd | ₹6,000 | 65% policies from Year 1 must be in force |
| 3rd | ₹5,000 | 65% policies from Year 2 must be in force |
Application Fee
| Description | Amount |
|---|---|
| LIC Training Fee | ₹150 |
| IRDAI Exam Fee | ₹500 |
| Total | ₹650 |
Documents Required
Ensure you have the following documents ready for upload:
- Self-attested Aadhaar card (as ID proof)
- Self-attested age proof
- 10th-grade certificate
- Two recent passport-size photographs
- Affidavit (not related to any LIC employee or agent)
How to Apply for LIC Bima Sakhi Yojana Online
Follow these steps to apply for the LIC Bima Sakhi Yojana:
- Visit the official LIC website: licindia.in
- Scroll to find the ‘Click Here For Bima Sakhi’ button.
- Fill out the online form with your:
- Name, date of birth, and contact details
- Address and preferred location of work
- Confirmation that you’re not related to any LIC employee or agent
- Select your state and city, then your preferred branch office.
- Submit the application.
- Save the confirmation/lead ID for future reference.
Note: Only online applications are accepted. There is no offline mode.
Future Opportunities for Bima Sakhis
Upon completing the 3-year training:
- Bima Sakhis can continue as full-time LIC insurance agents.
- They may be eligible for Development Officer roles at LIC.
- They will earn commissions on policy sales along with additional performance incentives.
- Flexible working hours allow them to balance family and work life.
Last Date to Apply
The LIC has not yet announced the last date for applying under the Bima Sakhi Yojana. Early registration is recommended as the program aims to enroll only 1,00,000 women.
FAQs (Frequently Asked Questions)
Q1. What is LIC Bima Sakhi Yojana 2025?
The LIC Bima Sakhi Yojana is a government-backed scheme that trains rural women to become LIC insurance agents with a fixed stipend for three years.
Q2. What is the salary of a Bima Sakhi?
₹7,000 per month in the 1st year, ₹6,000 in the 2nd, and ₹5,000 in the 3rd, subject to conditions.
Q3. What is the application fee?
₹650 (₹150 for LIC processing, ₹500 for IRDAI exam fee).
Q4. Who is not eligible for Bima Sakhi?
Existing LIC agents, ex-employees, retirees, and relatives of LIC employees or agents.
Q5. How to apply online?
Visit licindia.in, click the Bima Sakhi banner, fill the application form, and submit.
For the latest updates on government jobs, schemes, and insurance programs, visit Jobly.in.
