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What is the Karnataka Swavalambi Sarathi Scheme 2025?
The Karnataka Swavalambi Sarathi Scheme 2025 is a state government initiative launched by the Karnataka Minorities Development Corporation Limited (KMDC) to promote entrepreneurship among minority communities. The scheme offers financial assistance through vehicle subsidies, helping eligible applicants purchase passenger auto rickshaws, goods vehicles, or taxis.
Under the scheme, 50% of the vehicle cost or a maximum of ₹3 lakh is provided as a subsidy. This initiative aims to provide self-employment opportunities, enhance income, and reduce unemployment among religious minority communities in Karnataka.
Swavalambi Sarathi Scheme Guidelines
This scheme is implemented in collaboration with nationalized or scheduled banks, and comes with the following guidelines:
- A 50% subsidy on the value of the vehicle or ₹3,00,000 (whichever is less) will be given to eligible beneficiaries.
- Women applicants are given priority.
- Beneficiaries must not sell the subsidized vehicle during the loan period.
- 10% of the vehicle cost must be contributed by the applicant.
- Vehicles must display the tagline “Subsidised by KMDC.”
- Applicants must inform the KMDC District Office about road tax, insurance, and submit relevant documents.
- Any insurance claim details must be disclosed to KMDC.
- For urban areas, permits are mandatory for passenger auto rickshaws.
Key Highlights of the Scheme
| Feature | Details |
|---|---|
| Scheme Name | Swavalambi Sarathi Scheme |
| Launched by | Karnataka Minorities Development Corporation |
| Beneficiaries | Religious Minority Community |
| Benefits | 50% Subsidy or up to ₹3 lakh |
| Vehicle Types Covered | Passenger Auto Rickshaw, Taxi, Goods Vehicle |
| Subsidy Limit | ₹3,00,000 maximum |
| Applicant Contribution | 10% of the vehicle cost |
| Application Mode | Online |
| Official Website | Visit Here |
Karnataka Swavalambi Sarathi Scheme Eligibility Criteria
To qualify for the Karnataka Swavalambi Sarathi Scheme 2025, applicants must meet the following criteria:
- Must belong to a Religious Minority Community in Karnataka.
- Should be a permanent resident of Karnataka.
- Age must be between 18 to 55 years.
- Annual family income from all sources should be ₹6 lakh or less.
- No family member should be a State/Central government or PSU employee.
- The applicant must possess a valid driving license issued by the RTO.
- The applicant and family should not have availed vehicle loans under other state schemes.
- Must not be a loan defaulter with KMDC or other financial bodies.
Documents Required
To complete your online application for the Swavalambi Sarathi Scheme, you will need to submit the following documents:
| Document | Requirement |
|---|---|
| Passport-sized photographs | 2 recent photos |
| Caste Certificate | Issued by the competent authority |
| Income Certificate | Proof of income not exceeding ₹6 lakhs/year |
| Aadhaar Card | Mandatory for identification |
| Bank Passbook Copy | Showing account details and IFSC |
| Driving License Copy | Must be issued by a recognized RTO |
| Affidavit 1 | Declaration of not availing vehicle subsidy |
| Affidavit 2 | Declaration of non-transfer during loan period |
How to Apply Online
Follow these simple steps to apply for the Karnataka Swavalambi Sarathi Scheme 2025:
- Visit the official KMDC portal:
https://kmdc.karnataka.gov.in - Click on “Apply Online” on the homepage.
- Enter your mobile number and verify with OTP.
- Fill in the application form with:
- Name
- Date of Birth
- Category
- Address
- Income Details
- Bank Details
- Vehicle type details
- Upload scanned copies of required documents.
- Submit the application and download the confirmation receipt.
- An SMS with registration ID will be sent to your registered mobile number.
Track Application Status
You can track your application using your mobile number or registration ID:
- Visit the official website: kmdc.karnataka.gov.in
- Navigate to “Track Status” section.
- Enter your registration number or mobile number, and Date of Birth.
- Click on “Track Status” to check the real-time application status.
Official Links
| Action | Link |
|---|---|
| Apply Online | Click Here |
| Official Notification PDF | Available on KMDC Portal |
| Track Application Status | Track Here |
| Help Desk | Available at District KMDC Offices |
The Karnataka Swavalambi Sarathi Scheme 2025 is a remarkable opportunity for individuals from religious minority communities to start their own business and earn a sustainable income. With up to ₹3 lakh subsidy and priority for women applicants, this initiative from KMDC promotes entrepreneurship, reduces unemployment, and empowers citizens across Karnataka.
Make sure to check your eligibility, gather the right documents, and apply online within the specified time. For any clarification, you can always reach out to your District KMDC office.
Start your journey to self-employment today with the Swavalambi Sarathi Scheme.
